After viewing the property you pay an initial low deposit to secure your Rent To Own property, you can normally move in within a week.

You pay a set monthly rent and a “deposit top up”. The deposit top up is paid into a secure client account with full client protection and fidelity insurance so no need to worry about the deposit.

The monthly deposit top up builds up an amount which goes towards your mortgage deposit when you come to purchase the property within the agreed time. You can buy the property in week one, year one or any other time within the agreed time period.

The purchase price is fixed, BEFORE you move in. This does not alter within the agreed time period under any circumstances. You will benefit from any increase in the house price. You can even sell the property before the notice period expires and benefit from any profit.

Each month the deposit top up fund is increased thus giving you more equity in the property.

Only a small amount of money is needed to move in. We do ask for small amounts which will depend on the type of property and deal that is available at that time. BUT you can’t expect to buy a house for nothing can you? We need to know that your serious and committed to buying the property.

Rent is fixed for a set period of time, at least 5 years and up to 10 years.

The price of the property is fixed TODAY. It can’t be raised at any point within the agreed time scale.

No credit checks – guaranteed.

No mortgage required to get started.

You save up for the deposit on a monthly basis, so you don’t have large sums to pull out initially.

Decorate, improve, add value as you wish to the property, and basically treat it as it’s your own home because it will be soon.

You can just walk away if your circumstances change and providing you are not in any arrears and the property is in the same or better condition, it will not affect your credit rating.